Business Accounts


Business Checking

  • No Fee if balance remains above $400; otherwise $4.00 per month
  • A $0.10 excess item charge will be assessed for all withdrawals over 35 per month, Visa Debit items excluded
  • We reserve the right to modify this fee schedule at any time depending on type of business account requested
  • $200 minimum to open 



Please see one of our customer service representatives for more information and disclosures.



Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006


The UIGEA, signed into law in 2006, prohibits any person engaged in the business of betting or wagering (as defined in the Act) from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling.  The Dept of Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this Act.

As defined in Regulation GG, unlawful internet gambling means to "place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wager is initiated, received or otherwise made".

As a customer of the Sacramento Deposit Bank, these restricted transactions are prohibited from being processed through your account or banking relationship with us.  If you do engage in an Internet gambling business and open a new account with us, we will ask that you provide evidence of your legal capacity to do so.

Please see one of our Operations specialists if you would like additional information on UIGEA or Regulation GG.


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