Current Deposit Rates

Rates as of

 

Type

 

  Interest

Rate

 

 

APY*

NOW Account

($1,000 minimum daily balance to obtain APY)

 

  

 

 

 

Up to $999.99

 

0.01%

 

0.01%*

 

$1,000.00 - $2,499.99

 

0.10%

 

0.10%*

 

$2,500.00 and Up

 

0.10%

 

0.10%*

Money Market Account

($2,500 minimum daily balance to obtain APY)

 

  

   

 

$2,500.00 - $9,999.99

 

0.10%

 

0.10%*

 

$10,000.00 - $24,999.99

 

0.20%

 

0.20%*

 

$25,000 and up

 

0.25%

 

0.25%*

Savings Account

($50 minimum daily balance to obtain APY)

 

0.20%

 

0.20%*

Christmas Club Account

 

0.20%

 

0.20%*

91 Day CD

 

0.25%

 

0.25%**

182 Day CD

 

0.35%

 

0.35%**

12 Month CD

 

0.50%

 

0.50%**

12 Month TDOA CD

 

0.15%

 

0.15%**

18 Month CD

 

0.60%

 

0.60%**

22 Month CD

 

1.30%

 

1.31%**

24 Month CD

 

0.70%

 

0.70%**

30 Month CD

 

0.75%

 

0.75%**

36 Month CD

 

0.90%

 

0.90%**

46 Month CD

 

1.50%

 

1.51%**

48 Month CD

 

1.05%

 

1.06%**

IRA

($100 minimum daily balance to obtain APY)

 

1.25%

 

1.26%**

*Annual Percentage Yield or APY- The annual rate of interest paid on the account which reflects compounding. Rates are subject to change based on market conditions. Please call or come by and see one of our customer service representives for account opening requirements and disclosures on our checking and savings accounts.

**Annual Percentage Yield or APY- The annual rate of interest paid on the account which reflects compounding. Substantial penalty for early withdrawal. Minimum opening balance - $1,000 for all CDs exept for 91 Day CDs which has a $5,000 minimum opening balance and 12 Month TDOA CD which has a $100 minimum opening balance.

Annual Percentage Yield (APY) accurate as of date shown above. For variable rate accounts, interest rates and APY may change after account is opened. For APY or interest information on existing deposit accounts, contact us at 270-736-2212. Fees may reduce earnings.

 

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