Personal Checking Accounts

Make moving your accounts to us easy by downloading our Switch Kit to guide you through the process!

Regular Checking

  • No Fee if balance remains above $400; otherwise $4.00 per month
  • Unlimited use of Sacramento Deposit Bank ATM and Visa Debit Cards at no charge *
  • A $0.10 excess item charge will be assessed for all withdrawals over 35 per month, Visa Debit items excluded
  • $200 minimum to open

 

Student Checking

  • Must be a Full Time Student - Should your status change, your account will be changed to a Regular Checking account
  • No Monthly Fees
  • Unlimited use of Sacramento Deposit Bank ATM and Visa Debit Cards at no charge *
  • A $0.10 excess item charge will be assessed for all withdrawals over 35 per month, Visa Debit items excluded
  • $200 minimum to open

 

Prime Time Checking

  • Must be age 65 or older to qualify
  • No Monthly Fees
  • Unlimited use of Sacramento Deposit Bank ATM and Visa Debit Cards at no charge *
  • A $0.10 excess item charge will be assessed for all withdrawals over 35 per month, Visa Debit items excluded
  • $200 minimum to open 

 

NOW Account

  • No Fee if balance remains above $1,000; otherwise $5.00 per month
  • Unlimited use of Sacramento Deposit Bank ATM and Visa Debit Cards at no charge *
  • A $0.10 excess item charge will be assessed for all withdrawals over 35 per month, Visa Debit items excluded
  • $1,000 minimum to open
  • Interest is earned and paid to account monthly based on daily balance
  • Account is only available to individuals for personal use or sole proprietorships

 

Money Market Account

  • No Fee if balance remains above $2,500; otherwise $5.00 per month
  • You may make six transfers from your account each four weeks or similar period (statement cycle)
  • A $2.00 excess item charge will be assessed for all withdrawals over 6 per month
  • Interest is earned and paid to account monthly based on daily balance

 

Please see one of our customer service representatives for more information and disclosures.

 

* Other Financial Institutions may assess a surcharge on ATM activity at their machines.

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